Instalment payment plan

You can propose an instalment payment plan as soon as you have received a letter from us stating that we must collect your debt to public authorities.

After a specific assessment, we decide whether you can get an instalment payment plan.

We calculate the amount based on your income or a budget you have sent us.

Amount based on your income

We calculate the amount you have to pay as a percentage of your annual income, while taking into account any children you need to support. We calculate your annual income after tax, labour market contributions etc.

You can see how we calculate the amount on the page Examples of instalment amounts.

Amount based on your budget

Are you in doubt about whether we know all your income and expenses? This may have a bearing on how much you need to pay on your debt. If you send us your household budget, we will base our calculations on it.

Read more on the page Get a calculation of what you can pay.

If you do not pay your instalments on time, you will be in default on your instalment payment plan. This means that it no longer applies. We will then collect your debt in some other way, for example by deducting your debt from your pay.

Perhaps, but not necessarily. For various reasons, you may have debt that is not covered by your instalment payment plan. Get an overall overview of your debt by calling or writing to us via Contact.

Yes, the size of the instalments is calculated on the basis of your income and takes into account any children you need to support.

You can see how we calculate your monthly instalments on the page Examples of instalment amounts.

If you want to be sure that we know your household’s income and expenses so that we can take this into account when calculating your instalment amount, you can submit your household budget.

Read more on the page Get a calculation of what you can pay.

You can inform us that you are unable to pay your instalments for a period of time

Please contact us if you are unable to repay your debt for a period of time, for example because you have lost your job. We will then decide whether it will be possible for you to pause your payments. Call or write to us via Contact.

You can get a new calculation of what you can afford to pay.

• Calculation based on your income:
  If your income changes, you are welcome to call us so we can recalculate your instalments based on your income.
• Calculation based on your budget:
  If your income and expenses change after the instalment payment plan has started, you are welcome to send us your household budget. We will then recalculate your instalments based on your budget.

Read more under Get a calculation of what you can pay.